SuperiorPayments

Solution

ACH Processing

Lower-cost bank-to-bank payments — with NACHA-grade compliance built in.

Move money over the ACH network at a fraction of card-processing cost. Same-day ACH, recurring debits, returns handling, and full SEC-code support — wrapped in the same security and reporting fabric that powers our card processing.

For subscription, B2B AR, and high-ticket merchants who can't afford card-rate margins.

What's included

Same-day ACH

Three settlement windows per business day — funds available the same day on qualifying transactions, with standard next-day settlement otherwise.

NACHA-compliant by default

Full support for PPD, CCD, WEB, and TEL SEC codes. Originator-side authorization storage, NACHA audit packages, and quarterly rule updates handled for you.

Recurring debits

Schedule weekly, monthly, or custom-cadence drafts against tokenized bank accounts — never replay or store raw account numbers in your systems.

Returns & reversals

Real-time return webhooks for every R-code, automated retry logic for NSF returns, and a dispute workflow that mirrors card chargebacks for consistency.

Bring ACH Processing to your business.

Tell us about your processing profile and we'll design a program that fits.